Money: the one constant life factor that lingers in everyone’s brain. Money plays into everything, from a person’s health to their housing to their entertainment. While we constantly earn and spend money, it does not always register in our brain. It is easier to avoid the problem by relying on someone else for help and tracking, but financial independence should be a priority, something to be taken care of sooner rather than later.

The prime time for taking up this responsibility is heading into college. According to U.S. News, both in-state and out-of-state college education costs have taken a leap, rising from 141-175%. Finding a money source like a part-time job can help contribute towards affording an education. While it may not offset much, financial independence is a long journey. Therefore, it is crucial to take small steps to reach the goal. To add on, this time period marks new beginnings and exploration. A job allows social connections and discovering what tasks you enjoy doing. It is the perfect way to gain more than just monetary benefits.

The main argument against early financial independence is that people can rely on their parents. Sometimes, it is even expected for you to do so. For example, ABC News says, “Young adults still living with their parents can be found across the Arab world, where familial bonds are highly valued.” We can sometimes see the disconnect in this idea with the new generation or those with Western influence. Twenty-six year old Alia from Cairo tells ABC News, “I live with my parents and would like to move out, but doing so would be seen as resentment toward home, which is not the case.” Emotional disagreements are tough on their own. What will make it a harder feat is having financial problems on top of that. I view looking far into the future as giving yourself an out for when you are losing support or simply taking on a fresh life path.

The main idea here is preparing for the future. However, it should not be mistaken as believing that money is the only focus of life. While often grouped together, financial independence does not equate to early retirement. According to Due, “One common issue people have with the concept of early retirement is the unknowability of our future. You can’t possibly predict how much money you will need, even for a “normal” retirement that starts in your sixties or seventies…but you are going to be more prepared than the average person for emergencies.” Financial independence does not have to be aiming for decades ahead; rather it is like having a foundation to enjoy life by having something to fall back on.

To conclude, financial independence should be planned and thought out. I think everyone should take financial lessons when offered as having a course of action at a young age could benefit you in the future.